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Once you select The Koehler Group & Alerus Mortgage to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money. Throughout the loan-application proce...
Ever heard the old rule of thumb, you should only refinance if your new interest rate is at least two points lower? That may have been true years ago, but with refinancing...
By including title insurance when purchasing property, your title insurer takes on accountability for legal expenses to defend your property title, should it ever be challenged. Many different occurrences can come into play to warrant the need for title insurance. The title company responsible wi...
You'll see an interest rate and an Annual Percentage Rate (A.P.R.) for each mortgage loan you see advertised. The easy answer to "why" is that federal law requires the lender to tell you both. The A.P.R. is a tool for comparing different loan
Many new homebuyers make the mistake of rushing out to buy things to fill their home with as soon as the seller accepts their purchase offer and the lender pre-approves their loan. But there are still a few major hurdles to overco...
Buying a home versus renting is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning a home, we've found that most home buyers base their ultimate decision on emotion. Yes, there are some tax advantages of owning real estate, as well as the potential to earn equit...
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NMLS: 461777 Liz Koehler - Mortgage Banker  Direct:	(952) 417-3779 Cell:	(612) 325-1764 Fax:	(952) 258-8775 Email:koehlergroup@lizkoehler.com Kim Watts - Client & Loan Coordinator Direct:	(952) 417-3795 Email:	kim@lizkoehler.com Ben Kleppe - Processing Partner  Direct:	(952) 417-3792 Email:	ben@lizkoehler.com Heather Homuth - Business Development  Direct:	(952) 417-3784 Email:	heather@lizkoehler.com Follow The Koehler Group:
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